The person making the referral (Advocate) will be invited to select a reward of their choice for each individual or business referred (Referred Person) to First Financial Bank, who does not already have a First Financial account, opens a new account and completes stated requirements within the time specified in the offer.

To make a referral, the Advocate must agree to the Program Terms and Conditions. There is no limit to how many rewards an Advocate can earn within a given year, but only one Advocate may receive a reward for each Referred Person who fulfills the requirements (the first Advocate that enters a Referred Person’s information will be the eligible Advocate). The Referred Person may only receive one reward for opening an account and completing the requirements, but may also be eligible as an Advocate for any future referrals that they may make.

In order to become eligible for a reward, the Referred Person must open a new First Financial account with the minimum requirements within 120-days after receiving the email or notification from First Financial’s Referral Program. If the person referred has been referred more than once, the Advocate named by the referred person when opening their account will be the eligible Advocate.

When opening their new account, the Referred Person must provide the name or email address of the referring Advocate. All checking accounts are subject to First Financial’s Deposit Agreement.

The reward offer is not available if the Referred Person already has a First Financial checking account, and may not be combined with other offers. This program may be discontinued or changed at any time without notice.

The Advocate authorizes the sending of communications to each Referred Person. The email may not be recovered if the person has “opted out” of marketing material from First Financial’s referral program, or RMS’ YAP. Each person who accepts the program terms and conditions authorizes future communications including, emails regarding the program, unless they “opt out” by making an election at RMS’ YAP or within such email. The Referred Person acknowledges that a reward email will be issued to the Advocate after all conditions have been met in the time frames specified.

YAP® is a pending trademark of RMS Inc.